Dental Insurance St. Augustine
More Affordable Dental Care Is Within Your Reach!
At Salt Run Family Dentistry in St. Augustine, we understand that many families in our area are concerned about the rising cost of living. We do not want you to be unduly stressed about paying for high-quality oral health services, so we are pleased to welcome virtually all PPO dental insurance policies. We are even in-network with a popular plan! Continue reading below to learn how we may be able to help you maximize your benefits.
How Dental Insurance Works
Every dental insurance plan comes with its own unique set of details and stipulations, so it is important that you familiarize yourself with your specific policy. In the meantime, we can provide a general overview of the coverage that is standard among many PPO plans:
- Preventive services are often 100% covered.
- Minor restorative treatments are frequently 80% covered.
- Major services may be around 50% covered.
Keep in mind as well that not all plans cover all treatments, so it is important to double-check with your policy provider to find out which services you can use your benefits for.
What Is the Difference Between Dental & Medical Insurance?
Dental and medical insurance focus on different areas of your health. Whereas medical insurance covers things like routine physicals and management of various illnesses, dental insurance is exclusively to support the well-being of your oral tissues.
In certain cases, there is a bit of overlap between dental and medical insurance. For example, both may cover certain types of oral surgery.
In-Network vs. Out-of-Network
Whether our practice is in your insurance network or outside of it, you may be able to use your benefits when you come to visit us.
In-Network Coverage
When a dental practice is in-network with an insurance plan, it means they have a contract with the insurer that controls prices and encourages a certain standard of care. Generally speaking, out-of-pocket fees are lowest for patients who visit in-network providers. At Salt Run Family Dentistry, we are proud to be in-network with Humana PPO.
Out-of-Network
If you have a PPO dental plan, you are free to use it at virtually any practice, regardless of network status. Our team welcomes out-of-network patients. We will be happy to file claims for you and help you understand your benefits. You may be pleasantly surprised by how much you can get out of your insurance when you visit us!